:root {
  --navy: #0b1f33;
  --navy-soft: #173752;
  --sky: #68a8cf;
  --cloud: #f4f7f9;
  --white: #ffffff;
  --ink: #14202b;
  --muted: #607080;
  --gold: #d99845;
  --gold-dark: #b97829;
  --line: #dce4e9;
  --radius: 18px;
  --max-width: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
}
img { display: block; max-width: 100%; }
a { color: inherit; }
button, input, select, textarea { font: inherit; }

.skip-link {
  position: fixed;
  top: 0;
  left: 1rem;
  z-index: 100;
  transform: translateY(-120%);
  padding: .7rem 1rem;
  color: var(--white);
  background: var(--navy);
}
.skip-link:focus { transform: translateY(0); }

.container { width: min(calc(100% - 2rem), var(--max-width)); margin-inline: auto; }
.eyebrow {
  margin: 0 0 .8rem;
  color: var(--gold-dark);
  font-size: .75rem;
  font-weight: 800;
  letter-spacing: .16em;
  text-transform: uppercase;
}
h1, h2, h3 { margin: 0; color: var(--navy); line-height: 1.1; }
h1 { max-width: 900px; font-size: clamp(2.75rem, 8vw, 5.75rem); letter-spacing: -.055em; }
h2 { font-size: clamp(2rem, 5vw, 3.4rem); letter-spacing: -.04em; }
h3 { font-size: 1.3rem; letter-spacing: -.02em; }
p { margin: 0; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  border-bottom: 1px solid rgba(220, 228, 233, .8);
  background: rgba(255, 255, 255, .94);
  backdrop-filter: blur(14px);
}
.nav { min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; }
.brand { display: inline-flex; align-items: center; gap: .7rem; text-decoration: none; font-weight: 850; letter-spacing: -.03em; }
.brand-mark {
  width: 34px;
  aspect-ratio: 1;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--white);
  background: var(--navy);
  font-size: .75rem;
  letter-spacing: .03em;
}
.nav-links { display: flex; align-items: center; gap: 1.5rem; list-style: none; margin: 0; padding: 0; }
.nav-links a { color: var(--navy-soft); font-size: .92rem; font-weight: 650; text-decoration: none; }
.nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--gold-dark); }

.button {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  padding: .75rem 1.2rem;
  border: 1px solid var(--gold);
  border-radius: 999px;
  color: var(--navy);
  background: var(--gold);
  font-weight: 800;
  text-decoration: none;
  cursor: pointer;
  transition: transform .2s ease, background .2s ease;
}
.button:hover { transform: translateY(-2px); background: #e5aa60; }
.button-secondary { border-color: rgba(255, 255, 255, .5); color: var(--white); background: transparent; }

.hero { position: relative; min-height: 720px; display: grid; align-items: end; overflow: hidden; background: var(--navy); }
.hero-image { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 50% 42%; }
.hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(5, 18, 31, .92) 0%, rgba(5, 18, 31, .68) 48%, rgba(5, 18, 31, .18) 100%); }
.hero-content { position: relative; z-index: 1; padding-block: clamp(6rem, 13vw, 10rem) 5.5rem; color: var(--white); }
.hero h1 { color: var(--white); }
.hero .eyebrow { color: #efb76f; }
.hero-copy { max-width: 650px; margin-top: 1.5rem; color: #e0e9ef; font-size: clamp(1.05rem, 2vw, 1.3rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2rem; }
.trust-list { display: flex; flex-wrap: wrap; gap: .75rem 1.5rem; margin: 2.4rem 0 0; padding: 0; list-style: none; color: #d7e3ea; font-size: .9rem; }
.trust-list li::before { content: "✓"; margin-right: .45rem; color: #efb76f; font-weight: 900; }

.section { padding-block: clamp(4.5rem, 9vw, 7.5rem); }
.section-muted { background: var(--cloud); }
.section-dark { color: #dce7ee; background: var(--navy); }
.section-dark h2, .section-dark h3 { color: var(--white); }
.section-heading { max-width: 720px; margin-bottom: 2.5rem; }
.section-heading > p:last-child { margin-top: 1rem; color: var(--muted); font-size: 1.08rem; }
.section-dark .section-heading > p:last-child { color: #bbcad4; }

.grid { display: grid; gap: 1.25rem; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.card { padding: 2rem; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); box-shadow: 0 8px 28px rgba(11, 31, 51, .05); }
.card-number { margin-bottom: 2.5rem; color: var(--sky); font-size: .78rem; font-weight: 850; letter-spacing: .12em; }
.card p { margin-top: .8rem; color: var(--muted); }
.text-link { display: inline-block; margin-top: 1.4rem; color: var(--gold-dark); font-weight: 800; text-decoration-thickness: 1px; text-underline-offset: 4px; }

.split { display: grid; grid-template-columns: 1.05fr .95fr; align-items: start; gap: clamp(2.5rem, 7vw, 6rem); }
.prose > * + * { margin-top: 1rem; }
.prose p, .prose li { color: var(--muted); }
.check-list { display: grid; gap: 1rem; margin: 0; padding: 0; list-style: none; }
.check-list li { padding-left: 1.8rem; position: relative; }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--gold-dark); font-weight: 900; }

.page-hero { padding-block: clamp(5rem, 11vw, 8rem); color: var(--white); background: linear-gradient(135deg, var(--navy) 0%, #1c4665 100%); }
.page-hero h1 { max-width: 820px; color: var(--white); font-size: clamp(2.6rem, 7vw, 5rem); }
.page-hero-copy { max-width: 700px; margin-top: 1.4rem; color: #d6e2e9; font-size: 1.16rem; }
.breadcrumbs { padding-block: 1rem; border-bottom: 1px solid var(--line); color: var(--muted); font-size: .85rem; }
.breadcrumbs ol { display: flex; flex-wrap: wrap; gap: .5rem; margin: 0; padding: 0; list-style: none; }
.breadcrumbs li:not(:last-child)::after { content: "/"; margin-left: .5rem; color: #9ba8b1; }

.cta { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 2rem; padding: clamp(2rem, 6vw, 4rem); border-radius: calc(var(--radius) + 8px); color: #dce7ee; background: var(--navy); }
.cta h2 { color: var(--white); }
.cta p { max-width: 660px; margin-top: .8rem; color: #bfcdd6; }

.form { display: grid; gap: 1.1rem; }
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.1rem; }
label { display: grid; gap: .4rem; color: var(--navy); font-size: .9rem; font-weight: 750; }
input, select, textarea { width: 100%; padding: .85rem .95rem; border: 1px solid #bbc8d0; border-radius: 10px; color: var(--ink); background: var(--white); }
textarea { min-height: 150px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: 3px solid rgba(104, 168, 207, .3); border-color: var(--sky); }
.form-note { color: var(--muted); font-size: .85rem; }
.contact-details { display: grid; gap: 1rem; }
.contact-detail { padding: 1.2rem; border-left: 3px solid var(--gold); background: var(--cloud); }
.contact-detail span { display: block; color: var(--muted); font-size: .82rem; }
.contact-detail a { color: var(--navy); font-weight: 800; }

.site-footer { padding-block: 3.5rem 2rem; color: #b9c8d2; background: #071521; }
.footer-grid { display: grid; grid-template-columns: 1.4fr .8fr .8fr; gap: 2rem; }
.site-footer .brand { color: var(--white); }
.site-footer h2 { color: var(--white); font-size: 1rem; letter-spacing: 0; }
.footer-links { display: grid; gap: .55rem; margin: .8rem 0 0; padding: 0; list-style: none; }
.footer-links a { text-decoration: none; }
.footer-links a:hover { color: var(--white); }
.footer-bottom { margin-top: 3rem; padding-top: 1.4rem; border-top: 1px solid rgba(255, 255, 255, .1); font-size: .8rem; }

@media (max-width: 820px) {
  .nav-links li:not(:last-child) { display: none; }
  .hero { min-height: 680px; }
  .grid-3, .split, .footer-grid { grid-template-columns: 1fr; }
  .cta { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
  .nav { min-height: 66px; }
  .nav-links .button { min-height: 42px; padding: .55rem .85rem; font-size: .82rem; }
  .hero::after { background: rgba(5, 18, 31, .74); }
  .hero-content { padding-bottom: 4rem; }
  .form-grid { grid-template-columns: 1fr; }
  .card { padding: 1.5rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; }
}